TransUnion's website doesn't specify it, but you may want to include with your letter photocopies of your driver's license and recent utility bills or bank statements in your name. Youll also want to notify your creditors of your decision so you can discuss the path forward. Send a business letter (via certified mail, if possible) containing your name, address and Social Security number to: Depending on the agency youre working with, you may be able to cancel your DMP over the phone or in writing via email, mail or fax. To be eligible for the 50 bonus, your Experian Smart Money Digital Checking Account must be credited with at least 1,000 in direct deposits within 45 business days of opening your account, and your account must stay. How to set up a TransUnion credit freeze by mail Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost. You'll also have to choose a PIN to unfreeze and freeze your credit. You'll be asked for your name, address, date of birth and Social Security number, and will have to answer identity-verification questions. To set up a TransUnion credit freeze by phone, call 88. How to set up a TransUnion credit freeze by telephone Once that's done, you'll be asked to create a password for your account and a PIN to freeze and unfreeze your credit. Submit that information, and TransUnion will then ask you some verification questions, such as where you lived the past and which companies you've had accounts with. You can opt out of prescreened offers for five years using the phone or online. Youll need to share some personal information, such as your name, Social Security number and date of birth to submit your request. Go to and click "Add a freeze." You'll then need to set up an account: Enter your full name, address, email address, phone number, date of birth and the last four digits of your Social Security number. You can opt out of prescreened lists by calling 888-5-OPTOUT (88) or submitting the request online at. Once that period ends, your credit freeze will be reinstated.(Image credit: TransUnion) How to set up a TransUnion credit freeze online Schedule a thaw: You can opt to schedule a thaw by setting start and end dates for a certain period.Unfreeze your report permanently: Switch the toggle for the “Frozen” setting to the “Unfrozen” option to unfreeze your credit report permanently, until the next time you initiate a credit freeze. Once they correct the address in their system, they can report the correct address to Experian.How long does it take for a credit freeze to take effect with Experian3. How much does it cost to place a credit freeze with Experian2. Popular topics from credit reports and scores to life events, id theft and fraud. Credit advice with readers questions answered by Experians experts. To get started, log in to your Experian account. You can then choose from either of the following options: ContentsHow to Get an Experian Credit FreezeStep-by-Step Guide to Get an Experian Credit FreezeFrequently Asked Questions About Experian Credit Freezes1. Add Your Cell Phone Payments with Experian Boost. It’s as easy to unfreeze your Experian credit report as it is to freeze it. Place a freeze on your report: Switch the toggle for the “Unfrozen” setting to the “Frozen” option to freeze your credit report.Log in: Once you’ve created your account, log in to freeze your credit report.Go to the company’s website and sign up for a free account. Sign up for an Experian account: You’ll need an Experian account to freeze your credit report online.Follow the steps below to freeze your Experian credit report: How To Freeze or Unfreeze Your Experian Credit Report OnlineĮxperian’s website allows you to lock your credit report when you’re not on the hunt for loans.
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